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Free, no-obligation debt evaluation from a certified debt expert at Cambridge Credit Counseling, a nonprofit agency. Enroll your accounts and make one monthly payment to Cambridge, which disburses payments to your creditors on your behalf — typically reducing interest rates (from an average of 29% down to as low as 0%), cutting monthly payments by an average of 25% (about $135/month), and paying off balances in full in about 42 months.
Hours: Counseling: Mon–Th 8am–8pm, Fri 8am–5pm (ET), Sat–Sun Closed. Customer Care: Mon–Th 8am–5pm, Fri 9am–5pm (ET), Sat–Sun Closed.
Call (888) 764-7488 or complete the form on their site to schedule a free debt evaluation with a certified debt expert — there's no cost or obligation for the consultation. If you enroll, you'll make one monthly payment to Cambridge, a nonprofit agency, and they disburse payments to each of your creditors on your behalf. In exchange, most creditors offer benefits like reduced interest rates (often down from an average of 29% to as low as 0%), which typically lowers your monthly payment (Cambridge clients save an average of $135/month, or about 25% off payments) and speeds up repayment (most clients pay off their balances in full in about 42 months, versus far longer making only minimum payments on their own).